The Funding Store is a Registered Mortgage Broker founded in 2010.  At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices.  Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store emerged as a core group of honest and ethical mortgage professionals.  Priding ourselves on our knowledge of the most up to date mortgage guidelines, you can trust us with your mortgage needs in New York, Vermont, and Florida.

We offer wholesale interest rates, which are the lowest available by direct lenders.  The knowledge of a wide variety of loans allows us the flexibility to offer Conventional, FHA, VA, USDA and Jumbo loans on a variety of different types of property.  All of our loans are individually processed in the 48 Wall Street office.  This new branch office on Wall Street gives us immediate access to the daily updates in the market, and provides guidance in securing the mortgage requirements of our clients.  We welcome the opportunity to meet with you personally in either of our office locations.

As President of The Funding Store, I am committed to ensuring a smooth progression throughout the entire mortgage process.
 

With Kind Regards,
 

Gardner Cummings, MBA
President
NMLS# 113857