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The Funding Store provides top-notch, customized mortgage services. We offer Conventional, FHA, USDA, JUMBO, and VA (Veteran) mortgage loans in the state of New York, Vermont & Florida. Our office locations are in Saratoga Springs and NYC so we are likely local and familiar with your area and can help with mortgage options that address your current situation.
Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a low-interest rate mortgage.
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A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, they can borrow against their equity and get access to cash to pay for any cost-of-living expenses they may have. Rates typically start at less than 3.5% per year, and the...
One of the pluses of property ownership is the opportunity to build equity. If there's ever a time that you need a considerable amount of cash (such as for paying off debt or a home remodel), you'll have access to it by borrowing against your home equity. That's essentially the purpose of a...
Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points. Why Were You Asked To Cosign? These are the top reasons that home loan...
If you're considering buying a home, you might wonder how much is required as a down payment. Here is a quick run-down of the requirements of the down payment per loan type. Do You Need To Put 20% Down On A House? You'll often hear the down payment expressed as a percentage. For example, a 20%...